Mortgage Calculator
Calculate repayments, total interest and your payoff date for any Australian property purchase.
Property Details
$
$
Loan Amount
$405,304
LVR
80.2%
LMI likely applies. Estimated cost: $1,881–$2,821
Loan Details
%
RBA cash rate: 4.35% · Most variable rates are 1.5–2.5% above this · Last verified: July 2026 · Source: RBA
years
Stamp duty not included — use our Stamp Duty Calculator for the full upfront cost picture.
Repayment /month
$2,496
Total Interest
$493,086
Total Repaid
$898,390
Loan Paid Off
August 2056
Estimated LMI
$1,881 – $2,821
LMI is typically a one-off cost added to your loan or paid upfront. Get an exact quote from your lender.
Loan Balance Over Time
Results are estimates based on the inputs provided and a standard amortisation model. They assume a constant interest rate, no fees or charges, and no capitalised LMI unless specified. LMI estimates are indicative only — contact your lender for an exact quote. This calculator does not constitute financial advice.
Repayment
$2,496 /month
LVR
80.2%